Compare קרנות השתלמות
Arrange the data by track type and period, and add the risk level, management and service fees to the yield.
The main indicators for comparison
- Track type: Stock, general, bond or other track.
- Return in several periods: to examine consistency and not a one-time event.
- Risk level: The volatility and composition of investments.
- Management fees: The cost recovered from the actual savings.
- Service: Availability of information, digital tools and response.
Why compare similar tracks?
A fund in an equity track may present a higher return in a certain period, but also higher volatility. A comparison against a general track does not tell which fund is better managed, but mainly compares different risk levels.
That's why you start with the type of track, continue with the period and only then look at the ranking.
before switching between funds
Check that the transition is in line with the goal and the savings horizon, what the management fees will be, whether the relevant conditions are maintained and what is the track to which they are moving. A decision based only on a short rating may not be appropriate.
Read also: What is checked before transferring a קרן השתלמות?
frequently asked questions
How do you compare קרנות השתלמות?
Compare similar tracks according to several periods, risk, management and service fees.
Is the last year enough?
No. It is useful to examine several ranges and understand if the result is consistent.
Is it possible to transfer a fund?
There are transfer mechanisms subject to the instructions and conditions. It is important to check the details before taking action.
The information is general only and does not constitute pension advice, investment advice, tax advice or a personal recommendation. Current data and conditions must be checked against the official sources.