How to compare קרן השתלמות
Check return over time, risk level, management and service fees.
to readCompare קופות גמל, קרנות השתלמות and פנסיה
Compare your savings. Make an informed choice.
קופות גמל, קרנות השתלמות and קרנות פנסיה in one place — with clear data and tools to help you understand your options.
Based on official information sources • The data is updated every month
Leading pension and savings products
Compare performance, tracks and periods clearly
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We will check tracks, returns and management fees with you - in a personal conversation at no cost and without obligation.
- Initial examination of the returns and management fees
- A clearer picture of the possibilities
- Personal conversation with a representative
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advisory support tracks
Choose the level of guidance that suits you
Compare the services in each track and choose the level of advisory support that suits you. From regular inspection and follow-up to personal guidance in the application.
Included in the plan
Not included in the plan
Slide the table to compare all tracks
| Your servicesAll the differences, in one place | service and control Up to ILS 500,000 | Advanced advisory support ILS 501,000–1,000,000 | 360° personal advisory support ILS 1,000,000 and above |
|---|---|---|---|
| Introduction call and inspection of a central savings product | |||
| Monthly reviews | |||
| A personal area for the concentration of data, documents and updates | |||
| Periodic follow-up meeting | |||
| Review of management fees and competitive bidding between the entities | |||
| Test summary and next steps | |||
| Mapping needs and savings goals | |||
| Recommendations and control | |||
| Did you find your track?Start with an introductory conversation | Check fit | Check fit | Check fit |
The exact track and price will be determined after a short introductory conversation and without obligation.
Future savings calculator
Want to check if you can improve the result you got?
Check your options
Name and phone only • Short introductory call • Clearer picture
Comparison guides by product
Focused explanations to help understand what to compare before looking at the results.
קופות גמל
Comparison of קופות גמל
Returns, tracks, risk and management fees
Flexible savings
קופת גמל להשקעה
How the product works and what is important to check
A practical comparison
Compare גמל להשקעה
An orderly process for comparing tracks
קרנות השתלמות
Compare קרנות השתלמות
Correct indicators for comparison over time
קרנות פנסיהPension comparison guideCosts, insurance coverage and investment track
פוליסות חיסכוןGuide to פוליסות חיסכוןtracks, costs and comparison options
How do you use Gemelnet's yield comparison?
The data, periods and products that can be checked on the site.
Which products can be compared?
At Gemelnet you can compare קופות גמל, קרנות השתלמות, קרנות פנסיה, פוליסות חיסכון, קופות גמל להשקעה and חיסכון לכל ילד. Choose a product, investment track and period in the comparison tool at the top of the page.
Where does the data come from and when is it updated?
The yield figures are based on the government's Gemelnet, Pension Net and Betuh Net reserves. The update takes place after the publication of the monthly report, and the month of the report is displayed above the results. Gemelnet is a private website and not the government website. The sources of the data and the method of comparison.
What periods appear in the comparison?
You can choose the last month, the beginning of the year, a year, three years or five years. The return for the period is a cumulative return. When there is insufficient data history, not every track will show a figure for every period.
Is the return shown my personal return?
The returns shown are the track data, and are not a personal calculation of your savings. Personal management fees, deposits and withdrawals may affect the result in the account. Past returns do not guarantee future returns. For further clarification you can Leave details for a free initial check.
Articles and guides
Professional knowledge center on savings, investments and pensions, with clear explanations and sources of information for further examination.
When can a קופת גמל להשקעה be suitable?
When the goal is flexible savings with the possibility of switching between tracks.
to readWhat is important to check in a קרן פנסיה?
Balance between insurance coverage, investment path and costs over the years.
to read